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      <image:caption>The brains behind the Streetwise Money™ &amp; Financial FOFU courses My name’s Sarah Eifermann and I’m an award-winning finance broker, business owner, travel enthusiast, business strategist and accountability coach. For over 20 years I have been empowering people just like you to understand and command their own financial future and supporting them to achieve their current and future money dreams. No one likes to talk about money and it may leave you feeling uninspired, confused and overwhelmed, but it really is one of the most important things you will ever do in order to create the financial future you’ve always dreamt of. Like you I wasn’t always a master of money, at one point in my life I was even tens of thousands of dollars in debt. Now I am a homeowner and spend my time travelling whenever I get the chance, all while sticking to my budget and living within my means. I created the Streetwise Money™ &amp; Financial FOFU courses to share what I’ve learnt within the financial services industry and from my own personal experiences so that you too can have the confidence to set, manage and smash your financial goals. You will learn how to budget, track and achieve your money goals at your own pace, in your own time AND on your schedule. Today is the day to take the next step towards mastering your money!</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1631150447454-F20EOFYYOZJ3571DKJ8T/Copy+of+Sarah+Eifermann+Social+Media+Template+%2824%29.png</image:loc>
      <image:title>Brokers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1631150479379-8YY8W2C3RJ6ZF1RS5AT6/Copy+of+Sarah+Eifermann+Social+Media+Template+%2823%29.png</image:loc>
      <image:title>Brokers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/042ffb73-00f4-4734-8f78-fc454b5e58e8/MicrosoftTeams-image+%284%29.png</image:loc>
      <image:title>Brokers</image:title>
      <image:caption>A financial planning worksheet titled 'Money Goals Worksheet' with columns labeled Goal, Cost, Deadline, Timeline, and Tactics. The first row has an example goal to save for a house deposit, with a cost of $40,000, a deadline of December 2022, and tactics including saving $975 per month and stopping eating cheese.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/4547a55b-839d-4d07-8365-d395f5b0fdd4/MicrosoftTeams-image+%286%29.png</image:loc>
      <image:title>Brokers</image:title>
      <image:caption>A financial spreadsheet titled 'Bank Statements' from Helix Planning, showing categories of living expenses and columns for three months, with spaces to fill in dollar amounts.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/fdf706c8-c811-46d5-b3d0-3362573e59ca/Living+Expenses+vs.+Actual_Page_1.png</image:loc>
      <image:title>Brokers</image:title>
      <image:caption>A financial worksheet titled 'Estimate vs. Actual' for tracking expenses with columns for estimated and actual amounts in various categories. The worksheet features a Helix Planning logo and website, and an abstract geometric design in the bottom right corner.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/ac821891-591d-42a5-bb42-c69552709467/MicrosoftTeams-image+%285%29.png</image:loc>
      <image:title>Brokers</image:title>
      <image:caption>A bank statement from Helix Bank showing the statement period, account holder's address, account details, branch number, account number, and transaction summary including opening balance, total deposits, total withdrawals, and closing balance. It also contains contact info for Helix Bank and their online banking website.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1629681486498-W8F8YWHFA6UDKPPAP44T/14.png</image:loc>
      <image:title>Brokers</image:title>
      <image:caption>Saved time Your upfront hours per client are massively reduced, improving your profitability per client Utilise this course to generate not only qualified clients, but clients you know are invested in this process. Have quality conversations and know your time is valued and will generate you a return on your investment, in a shorter timeframe.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1629681403620-NJM5NYSMHWKPY7YUYA5F/13.png</image:loc>
      <image:title>Brokers</image:title>
      <image:caption>Provided Resources Our course provides downloadable worksheets to help your clients learn how to manage and track their financial expenses- these can then be used in your Needs Analysis.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630383414766-E0YV34LQGKLVKHBBX7HX/Capture.PNG</image:loc>
      <image:title>Brokers</image:title>
      <image:caption>Valuable Knowledge You’ve provided them with access (at their cost and buy in) to tangible, authentic and valuable content. It helps you build relationships and keep the client long term whilst you are earning a generous 20% commission on each sale.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630560789523-C1CVR00SRCWNECE789WW/ddd.PNG</image:loc>
      <image:title>Brokers - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1629681695374-03J2DNCGKMPWU34C7PKW/01%2BHelix%2BPlanning%2BCase%2BStudy.png</image:loc>
      <image:title>Brokers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1629681639653-1PPUPHLD60ZZS0OOC895/03%2BHelix%2BPlanning%2BCase%2BStudy.png</image:loc>
      <image:title>Brokers</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630383982241-G18P0Z97DHWPAWJV02MX/5bc69cb2ba583860fd695fbd_helixplanning_tradie.jpg</image:loc>
      <image:title>Brokers</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.saraheifermann.com/utilities</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-07-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630995458486-HBOOGTWY7G0MY5Q95BFI/Untitled+design+%289%29.png</image:loc>
      <image:title>Utilities Connect - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630991937756-DXR0LJNBZGGUMIV70POT/Copy+of+Sarah+Eifermann+Social+Media+Template+%2818%29.png</image:loc>
      <image:title>Utilities Connect</image:title>
      <image:caption>Electricity</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630991968160-SIDDM1KWP1BZKVN4N2SG/Copy+of+Sarah+Eifermann+Social+Media+Template+%2821%29.png</image:loc>
      <image:title>Utilities Connect</image:title>
      <image:caption>Gas</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630992092300-9APZ2AMC4MMJ0DSUKKKR/Copy+of+Sarah+Eifermann+Social+Media+Template+%2819%29.png</image:loc>
      <image:title>Utilities Connect - Make it stand out</image:title>
      <image:caption>Pay TV</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630992144783-5BZKKJ9SA1EVFKRF13C5/Copy+of+Sarah+Eifermann+Social+Media+Template+%2817%29.png</image:loc>
      <image:title>Utilities Connect - Make it stand out</image:title>
      <image:caption>Internet</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630991990294-A76IT1GZBNZIPL4MN9VD/Copy+of+Sarah+Eifermann+Social+Media+Template+%2820%29.png</image:loc>
      <image:title>Utilities Connect</image:title>
      <image:caption>Phone</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630992214296-2GBDAAD3CEVFFP4COQ98/Copy+of+Sarah+Eifermann+Social+Media+Template+%2822%29.png</image:loc>
      <image:title>Utilities Connect - Make it stand out</image:title>
      <image:caption>And More!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.saraheifermann.com/ndis-participants</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-04-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/eb511db0-07f1-4a05-a315-26b6ca6c3735/Helix+Bank.png</image:loc>
      <image:title>NDIS Participants</image:title>
      <image:caption>Bank statement from Helix Bank showing account summary for Jane Smith with an opening balance of $637, total deposits of $4,804, total withdrawals of $5,517.02, and a closing balance of $2.97. Contains account details, branch number, and account number.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/97788306-24d7-40bd-8627-1f175ff7c8f4/Bank+Statement.png</image:loc>
      <image:title>NDIS Participants</image:title>
      <image:caption>A bank statement worksheet titled 'Bank Statements' with a logo for Helix Planning in the top right corner. The worksheet contains a table for tracking living expenses over three months, including categories such as housing, utilities, communications, food, entertainment, clothing, health, transport, education, insurance, and rent/mortgages, with blank fields for amounts for each month.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/dc1020fe-f6b1-468a-a6b6-91ddb5c7849f/Course+Form+1.png</image:loc>
      <image:title>NDIS Participants</image:title>
      <image:caption>A financial planning worksheet titled 'Estimate vs. Actual' by Helix Planning, comparing budget estimates and actual expenses across categories like rent, utilities, food, healthcare, and others. The worksheet contains blank spaces for dollar amounts and has a blue and green geometric logo at the bottom right corner.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/d211e6cb-98e8-43d8-8df3-e090aa273391/Money+Goals+Worksheet.png</image:loc>
      <image:title>NDIS Participants</image:title>
      <image:caption>A financial planning worksheet titled 'Money Goals Worksheet' from Helix Planning, with columns for goal, cost, deadline, timeline, and tactics. The first row shows an example of a house deposit goal with a $40,000 cost due in December 2022, a timeline of X months, and tactics including paying $975 per month and stopping eating cheese. The worksheet has a header with the Helix Planning logo and website at the bottom.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1635386956306-P99KGD9NBY5CFJY6XX3S/Course+3.png</image:loc>
      <image:title>NDIS Participants - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1635980150436-96D0ARI46B01L1FH2K2Q/Course+6.png</image:loc>
      <image:title>NDIS Participants - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1622158058239-LIQTF19O2QY466A1B6B4/Copy+of+Untitled+%281%29.jpg</image:loc>
      <image:title>NDIS Participants - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1622159185034-I2ZF6TW70150W3G2RJY0/Copy+of+Untitled+%281%29.png</image:loc>
      <image:title>NDIS Participants - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1622157759071-1X2GFKHSTBFURF6DSGVJ/Copy+of+Untitled.jpg</image:loc>
      <image:title>NDIS Participants - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1622159257455-0MXHXBNQ92TJT328BMB7/Copy+of+Untitled.png</image:loc>
      <image:title>NDIS Participants - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1635979844948-CC1GJXB28Q9W5ZC9JU6D/Holly+attended+her+NDIS+plan+review+meeting+with+a+goal+to+live+independently.+Holly+currently+self-manages+her+NDIS+plan.+With+Holly%E2%80%99s+goal+to+become+more+independent+and+move+out+of+her+parent%E2%80%99s+home%2C+Hol+%286%29.png</image:loc>
      <image:title>NDIS Participants - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1635379996614-JJK0ONEL66CSMILJPR7F/Course+1.png</image:loc>
      <image:title>NDIS Participants</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1635380031340-PUJSAOLMH9LZA18BFL4Y/Course+4.png</image:loc>
      <image:title>NDIS Participants</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1635380174152-X67TMDL8DW0C4Y4GJT4F/Course+5.png</image:loc>
      <image:title>NDIS Participants</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1655176873675-QYPS3GCYGOXR69BZOX06/AD3_3024.JPG</image:loc>
      <image:title>NDIS Participants - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.saraheifermann.com/advisors</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1631150447454-F20EOFYYOZJ3571DKJ8T/Copy+of+Sarah+Eifermann+Social+Media+Template+%2824%29.png</image:loc>
      <image:title>Advisors</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1631150479379-8YY8W2C3RJ6ZF1RS5AT6/Copy+of+Sarah+Eifermann+Social+Media+Template+%2823%29.png</image:loc>
      <image:title>Advisors</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/042ffb73-00f4-4734-8f78-fc454b5e58e8/MicrosoftTeams-image+%284%29.png</image:loc>
      <image:title>Advisors</image:title>
      <image:caption>A financial planning worksheet titled Money Goals Worksheet from Helix Planning. It has columns for Goal, Cost, Deadline, Timeline, and Tactics, with an example goal of saving for a house deposit, costing $40,000, due in December 2022, over X months, with tactics including monthly savings of $975 and avoiding cheese.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/4547a55b-839d-4d07-8365-d395f5b0fdd4/MicrosoftTeams-image+%286%29.png</image:loc>
      <image:title>Advisors</image:title>
      <image:caption>Bank statement spreadsheet for tracking monthly living expenses, with categories like housing, utilities, food, entertainment, clothing, medical, transport, childcare, insurance, and rent, divided into three months, with dollar signs indicating where amounts are entered.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/fdf706c8-c811-46d5-b3d0-3362573e59ca/Living+Expenses+vs.+Actual_Page_1.png</image:loc>
      <image:title>Advisors</image:title>
      <image:caption>A financial comparison sheet titled 'Estimate vs. Actual' by Helix Planning, displaying categories of living expenses such as rent, utilities, food, health, etc., with columns for estimated and actual costs, and a logo in the top right corner.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/ac821891-591d-42a5-bb42-c69552709467/MicrosoftTeams-image+%285%29.png</image:loc>
      <image:title>Advisors</image:title>
      <image:caption>A bank statement from Helix Bank for a cheque account, showing an opening balance of $637.00, total deposits of $4,804.00, total withdrawals of $5,517.02, and a closing balance of $2.97. The statement period is from February 7, 2019, to January 8, 2019. The account holder is Jane Smith, and additional details include account info and branch number. There is also a section with Helix Bank contact options for inquiries or internet banking.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1629681486498-W8F8YWHFA6UDKPPAP44T/14.png</image:loc>
      <image:title>Advisors</image:title>
      <image:caption>Saved time Your upfront hours per client are massively reduced, improving your profitability per client Utilise this course to generate not only qualified clients, but clients you know are invested in your process. Have quality conversations and know your time is valued and will generate you a return on your investment, in a shorter timeframe.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1629681403620-NJM5NYSMHWKPY7YUYA5F/13.png</image:loc>
      <image:title>Advisors</image:title>
      <image:caption>Provided Resources Our course provides downloadable worksheets to help your clients learn how to manage and track their financial expenses- these can then be used in your Needs Analysis and Client Onboarding processes.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630383414766-E0YV34LQGKLVKHBBX7HX/Capture.PNG</image:loc>
      <image:title>Advisors</image:title>
      <image:caption>Valuable Knowledge You’ve provided them with access (at their cost and buy in) to tangible, authentic and valuable content. It helps you build relationships and keep the client long term whilst you are earning a generous 20% commission on each sale.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630560789523-C1CVR00SRCWNECE789WW/ddd.PNG</image:loc>
      <image:title>Advisors - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1629681695374-03J2DNCGKMPWU34C7PKW/01%2BHelix%2BPlanning%2BCase%2BStudy.png</image:loc>
      <image:title>Advisors</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1629681639653-1PPUPHLD60ZZS0OOC895/03%2BHelix%2BPlanning%2BCase%2BStudy.png</image:loc>
      <image:title>Advisors</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/1630383982241-G18P0Z97DHWPAWJV02MX/5bc69cb2ba583860fd695fbd_helixplanning_tradie.jpg</image:loc>
      <image:title>Advisors</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.saraheifermann.com/businessloans</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/30982aaf-2137-4ee7-a41f-808e3e558b24/Green+Simple+Clean+Healthy+Food+Circle+Logo.png</image:loc>
      <image:title>Business Loans</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/b323ac85-54ac-438e-b624-74e7a3e268c5/Green+Simple+Clean+Healthy+Food+Circle+Logo+%283%29.png</image:loc>
      <image:title>Business Loans</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/7923e9ec-39c0-4370-a51f-9756c679c03b/Green+Simple+Clean+Healthy+Food+Circle+Logo+%281%29.png</image:loc>
      <image:title>Business Loans</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60ada18e38263a259227f9e4/c14bd8eb-aaf5-4a1d-962b-f142d97307bc/Green+Simple+Clean+Healthy+Food+Circle+Logo+%282%29.png</image:loc>
      <image:title>Business Loans</image:title>
    </image:image>
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